Mortgage Pre-qualification: This is a really good place to start!  

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

This is important information because you can save thousands by seeing what types of financing you qualify for.  Don't miss out on the home of your dreams because you skipped this important step!  Here are a few lender partners who I have worked with in the past:

Dean Artkop - East Shore Mortgage Services  (860) 490-9562.

Sean Welsh - Northpoint Mortgage (860) 388-3141.

Barbara Hallwood - Guaranteed Rate Mortgage (860) 304-7139.

 

Need more advice on additional mortgage resources?  Give me a call!   (860) 575-4200


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